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OAKWOOD HOUSE,NR SPLASH ISLAND,4BR,2TB BIG BALCONY

Type of Ad For Sale
Category House
Related Keywords / Tags cavite house for sale,house and lot for sale,affordable homes for sale,house for sale,philippine house for sale,4br house for sale,carmona cavite realty,cavite properties for sale,house near in makati for sale,oakwood house for sale,elegant house
Ad Description CHRESIEL MANLIQUID
SMART +639394330654
e-mail add:elegantqualityhomes@yahoo.com


House Features:

* Floor Area: 104 sq. m.
* Lot Area: 88 sq. m.
* Four (4) Bedrooms
* 2 Toilet and Bath
* Living Area
* Kitchen Area
* Dining Area
* Laundry / Service Area
* Provision for 2 Car Garage
* Provision for Front Lawn
* Provision for CATV,
* Telephone and Air-conditioning Unit


House Finishes:

* Pre-painted Long Span Roofing
* Painted Exterior and Interior Walls
* Tiled Kitchen Counter with Stainless Kitchen Sink
* Tiled Toilet and Bath
* Ceramic Bathroom Fixtures


SAMPLE COMPUTATIONS:

Price Range: P1,625,000 to P1,700,000 (Inner Lot)

Option 1: BANK FINANCING:(Inner Lot)
Total Selling Price Php 1,625,000.00
20% Down payment Php 325,000.00
Less: Reservation Php 20,000.00
Net Downpayment Php 305,000.00
Payable in 15mo. Php 20,333.33
Loanable Amount Php 1,300,000.00
Add: Legal and Misc. Fees Php 130,000.00
Total Loanable Amount Php 1,430,000.00

Monthly Amortization @10.5% Interest (Bank Financing):
5yrs. Php 30,736.28
10yrs. Php 19,295.71
15yrs. Php 15,807.20
20yrs
Php 14,276.83

NOTE:

* Fire and MRI insurance not included.
* Move-in on the 19th to 21st month or after paying downpayment
* Processing Fees includes Transfer of Title.
* Interest rate is reference only.
* Prevailing interest rate will apply upon loan takeout.
* Bank terms for OFW is 15 yrs while locally employed has up to 25 yrs.
* Developer will process loan. Tied up with Metrobank and UCPB.
* Bank maximum approved amount will depend on salary & age (loan maturity is 55 yrs.)


Option 2: IN-HOUSE FINANCING:
Selling Price Php 1,625,000.00
Down payment (20%) Php 325,000.00
Add: Processing Fee (4.5%) Php 73,125.00
Total Down Payment Php 398,125.00
Less: Reservation Fee Php 20,000.00
Net Equity Php 378,125.00
Payable in 15 months Php 25,208.33

Total Remaining Balance: Payable Through In-House Financing
80% Balance
Php P1,300,000.00

Amortization Including Insurance Fees
Years to Pay:
Five (5) years @ 18%
Php 33,011.45
Ten (10) years @ 21% Php 25,991.11

NOTE:

* Fire & MRI insurance not included. Estimated at .0005% of loanable amount.
* Transfer of Title cost not included.
* Processing fees includes One year Advance Real Property Tax & Insurances.
* Advance Homeowners Dues and Documentation/Notarial Fees.
* In-house processing will be processed by the Developer. Buyer just need to submit requirements.


Option 3: CASH PAYMENT SCHEME
(Legal & Miscellaneous Fees and Reservation Fee not included in the computation of the discount)
PRICE STARTS AT PHP 1,625,000.00 AND UP
Typical Selling Price Php 1,625,000.00
Less: Reservation Fee Php 20,000.00
Selling Price Net of Reservation Fee Php 1,605,000.00
10% Discount within 7 days from the date of reservation Php 1,444,500.00
9.5% Discount within 8 to 30 days from the date of reservation Php 1,452,525.00
9% Discount within 31 to 60 days from the date of reservation Php 1,460,550.00
8.5% Discount within 61 to 90 days from the date of reservation Php 1,476,600.00
Price/Offer/Amount Php1,625,000.00
Address barangay lantic carmona cavite
No. of Bathrooms 2
No of Bedrooms 4
Floor Area 104sqm
Land Area 88sqm
Condition New
Created 2010-03-13
Owner elegantqualityhomes
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